Finance
A monthly figure that fits your life.
Tell us about the car you want, your deposit and part-exchange, and the team will come back to you with your real options — no forms to wade through, no pressure.
Takes about a minute · no obligation
HP finance
Hire Purchase: pay a deposit, then fixed monthlies. When the last payment is made, the car is yours.
PCP finance
Personal Contract Purchase: lower monthlies with an optional final payment — pay it and keep the car, hand it back, or trade in. On cars that qualify.
Terms up to 84 months
Stretch the term to bring your monthly down. A longer term does mean more interest overall — we’ll help you find the balance.
FCA regulated
We’re a credit broker, not a lender. Your protections apply.
How it works
- 1
Tell us your deposit and whether you have a car to part-exchange.
- 2
We check which finance products the vehicle is actually eligible for.
- 3
The team come back to you with your real options and figures, confirmed by the lender.
What your monthly depends on
- The car
- Its price, age and what lenders will support.
- Your deposit
- More down, lower monthly — or keep it and spread the cost.
- The term
- Up to 84 months. Longer term, lower monthly, more total interest.
- Part-exchange
- Your current car can act as some or all of the deposit.
Your figures — monthly payment, rate and total cost — are set out in full by the lender, for you to review before you decide.
Rather just talk to someone?
We’re in Manchester and happy to help.
Clear Car Group is a credit broker, not a lender. Finance is subject to status and affordability. Rates depend on your circumstances and the vehicle, and are confirmed by the lender before you decide.